Timber-framed house under construction with exposed roof trusses and scaffolding at dusk

Construction Loans

Construction Loans for Building & Renovating

Building new, knocking down and rebuilding, or doing a major renovation? We structure construction loans with progressive drawdowns so you only pay interest on what you've drawn.

Call 0412 885 734

95%

LVR available

Staged

Drawdowns

Low doc

ABN options

$0

Cost to you

New Builds & House + Land

Fixed price builder contracts funded stage by stage, from slab through to practical completion.

Knockdown Rebuilds & Renos

Major structural renovations and rebuilds assessed on the end value of the finished property.

Interest Only While Building

You pay interest only on the funds drawn, then roll to normal repayments once the build is complete.

Self-Employed Friendly

ABN holders and builders welcome — including low doc options where full tax returns aren't available.

What lenders want to see

Fixed price building contract
Council approved plans and specs
Builder's licence and insurance
Land contract or existing title
Deposit or available equity
Income evidence or low doc declaration

How It Works

Your path to approval

01

Plan the Budget

We map land, build costs and contingency so nothing gets missed.

02

Pre-Approval

Get approved before you sign with a builder so you buy with confidence.

03

Valuation & Approval

The lender values the property on completion using your plans and contract.

04

Progress Payments

We help manage each drawdown so your builder is paid on time, stage by stage.

Let's get your finance sorted

Free consultation · No obligation · 40+ lenders compared

Call 0412 885 734

Frequently asked questions

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